John Egan 20th September 2016 0 Nutrition Healthy living is profitable. Studies show diet and exercise can reduce the risk of obesity, hea...
Healthy living is profitable. Studies show diet and exercise can reduce the risk of obesity, heart disease and cancer, and a number of other major medical problems.
However, also be financially attractive healthy living. "Good health practices are a financial boon in many ways," says Dr. Philip Caravella, a weight loss and fitness expert.
Here are four ways of healthy living can your waistline and your wallet benefit.
1. Healthy Harvest Awards
In April John Hancock was to reward the first life insurer in the United States customers for a healthy diet. By buying healthy foods at 16,000 stores nationwide, policyholders can food get discounts, cash bonuses and annual savings back on life insurance premiums up to 10 percent to 15 percent.
John Hancock had rewards and savings offered to supplement the health-related activities, such as sports or to get a vaccine against influenza.
Aviva USA, part of an insurance conglomerate based in London, offers similar financial incentives. When visiting a doctor every two years - to help in the early detection of health problems - and a policy $ 100 add-on, customers of Aviva Life Insurance someone buy you can increase your premiums or monetary value to reduce universal life insurance to your policy.
"As good drivers money on your car - Insurance savings, we believe that a healthy lifestyle should generate savings on your life insurance premiums," Aviva said in a press release.
Aviva said Non smoking 45-year-old woman with a $ 100,000 life insurance could about 1000 through this program save $.
2. The collection of money
Dina Garcia, dietitian / nutritionist who is a "healthy diet" Miami coach says that grows fruit and vegetables in a garden can not only reduce your grocery bill, but it can also put more money in your pocket.
"If you grow your own garden, often with periods in which the yield is more than you can eat. For sell other types of products some of this or an exchange with another gardener," says Garcia.
A study cited widely in 2009 by the National Garden Association suggests that a typical family to a garden at her $ 70 tends, but spends more sales of $ 600 million produced.
In an article for the Huffington Post, Dan Allen, co-owner of the risk of urban agriculture Farmscape, suggests that growing vegetables at home no financial gain, as should be the investment of time and money is not working.
"Do it, because it is delicious. They do it to live a healthier life. They do this in order to introduce the next generation of vehicles in the right way," says Allen.
Embracing, introduced the spirit of gardening, Garcia has recently completed a aeroponic system - in the cultivated plants in a "hazy atmosphere" at home - to produce their own fruits and vegetables.
"Once I boast in my first production," he said, "I'm going to the farming systems and teach others to sell, how to save money and easily grow their own organic produce at home."
3. Eat at home
Normally the meals are prepared at home are better for your meal Belly Restaurant. On the one hand it is very likely food fix with ingredients that are healthier than the used by the Chefs Restaurant. In addition, prepared meals at home, will probably not well serve smashing parts of many restaurants.
Homemade food is also cheaper. Comparing was a classic chicken dinner in a restaurant with a classic chicken dinner at home, the blog Cheapism that the cost in the choice of about half of the food as much as the possibility to eat outside.
"Eating one of the most expensive adventure for your finances and should be reserved for special occasions," Caravella said.
In addition to home cooked meals can reduce long-term medical costs, Caravella said. It also allows you to control their weight, says help at home a healthy diet, diseases such as type - can prevent diabetes and heart disease - 2 ", which may be a financial burden."
Here are some considerations Caravella supporting words: A study in 2012 was published in the Journal of Health Economics, found that annual medical costs for an obese person was more than $ 2,741 to someone who is not overweight.
4. Win the well - be
Wellness programs in the workplace are designed to feel comfortable employees. In many cases, they can feel a little richer you make.
Wellness programs provide employers lose weight funded to help any discount on the registration fee. Under federal legislation takes effect in January, the employer welfare program can financial incentives for up to 30 percent of the costs for an employee health insurance offer equivalent according to Kaiser Health News. For employees, the $ 1800 worth about a year, said Kaiser Health News.
, Bank of America CEO Brian Moynihan "The employer wellness programs have caused many leaders to life, progress, the possible risk factors are to make employees and to help their families are healthier and better understanding," said.
However, some critics of the benefits of new federal rules unsure outweigh the concerns.
"These new rules the country in the wrong direction to take by coercive practices allow, so that employees have or share health information with employers or pay more for health insurance," Judith Lichtman said senior consultant of the National Association of Women and Families.
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